Financial Relief Center

There are many options when it comes to resolving your debt problems. Financial Relief Center believes its Debt Settlement Program provides better alternatives to Consumer Credit Counseling, Bankruptcy or Debt Consolidation.

Financial Relief Center's Debt Settlement Programs can help you get out of enrolled debt in as little as 18 months, and debts can be settled to as low as 40 – 70% of what you owe.

Debt relief options comparison

Debt Consolidation:

Debt Consolidation may work financially if you have at least an above average or good credit rating, good income and considerable equity in your home. Your debt is not reduce or settle to a lower amount than the original balance; you are only transforming it from unsecured debt to secured debt.

Consumer Credit Counseling:

Consumer credit counseling program is a method of debt relief for those who are unable to make minimum payments and undergoing financial difficulties. CCC programs could take up to 6 years or longer to complete and your debt is not reduced or settled. You may still have to pay back 100% of the debt you owe plus interest. In addition, if you miss just one monthly payment, you could be dropped from the program altogether.

Bankruptcy:

Bankruptcy can negatively affect your credit for as long as 10 years and can be a very unpleasant experience emotionally. In October 2005, new congressional legislation made filing for bankruptcy more difficult and burdensome. For Chapter 7 bankruptcy you have to qualify for a "Means Test".  Chapter 13 bankruptcy could result in higher monthly payments and may last longer than an alternative debt settlement program.

Financial Relief Center Debt Settlement Program

Financial Relief Center’s "Debt Settlement Programs” could settle your debt by up to 40 – 70% of your original balances and it also may enable you to become debt-free from your enrolled accounts in as little as 18 months. Our programs are custom-tailored to provide you with just one low monthly payment. We feel this option could be one of the fastest, most effective way for you to become debt free.

If you are considering all of your debt relief options, and want to get out of debt, in what we feel is a quick, easy, and hassle-free manner, call us today at (408) 437-1082 or email us at debtrelief@frctr.com to see if debt settlement program is the best option for you.

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FRC's Debt Settlement Program Advantages:

• Cut Credit Card Debt up to 40-70%
• One Low Monthly Program Payment
• Debt Free in as Little as 18 Months
• Alternative to Bankruptcy
• Save More vs. Credit Counseling

Many people turn to debt settlement program for different reasons. They may be on a consolidation plan and not seeing any progress, are suffering a financial setback and steadily sinking further into debt, or are in such financial strain that they are considering bankruptcy. We're here to help you eliminate your debts once and for all. We don't work for the credit card company, we work for you. 

Financial Relief Center works with you to eliminate your debts in the shortest amount of time with the least amount of money without filing bankruptcy. We will determine a monthly savings plan that fits into your budget based on the total amount of your debt. You are in COMPLETE control of your finances—you set up your own savings account where you set funds aside for the purpose of settling your debts. When we negotiate a settlement that YOU agree to, YOU withdraw the funds and send the money directly to the creditor. Unlike other programs, you are able to set aside as much as possible each month.